Heard and learned these years ago.
If you fail to plan, you are planning to fail.
If we keep doing what we have done we will keep getting what we got.
Determine where you want to arrive, chart the course, and go there.
Change can happen.
Leaders create better tomorrows.
Today's choices determine our future and our history.
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Dave Ramsey on the Financial Situation in America Randy Forbes on the Bailout
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